Live Oak Bank

We're on a Mission to be America's Small Business Bank
Whether you’re looking to build, buy or expand your business, let our team at Live Oak Bank be your guide. When you bank with us, it means your money is fueling the growth of small businesses across the country.

Dedicated to the Doers
Live Oak Bank has the privilege of helping thousands of passionate, driven entrepreneurs turn their dreams into reality. These everyday heroes aren’t in it for the fortune or the fame. They’re in it to make a difference, just like we are.

Borrow Money
Others might not see it, but we know all about the hard work you put in – the late nights and the early mornings. You deserve extraordinary service and expert advice. Our loans start at $150,000 and are tailored to meet your business’s unique needs.

• Buy: We’ll streamline the loan process to help you secure the capital you need.
• Build: We’ll act as your construction representative, so you can focus on what really matters: devoting time to your business and your customers.
• Expand: Scale your operation with financial solutions to expand your business empire.

Save Money
Enjoy the ease and accessibility of an FDIC-insured, online bank with unparalleled customer service.

*Service: Our North Carolina-based customer success team is dedicated to providing you personalized support.

• No Maintenance Fees: Our accounts have no online banking or monthly maintenance fees.
• FDIC Insurance: Funds deposited with Live Oak Bank are insured up to the maximum allowed by law, which is currently $250,000.
• Online Account opening: Open and manage your account without leaving your house. Download our mobile app to access your account on the go.